:root{--ink:#153b35;--accent:#0c7b6c;--red:#d44f3f;--gold:#f2c94c;--bg:#f6fbf8;--text:#1d2725;--muted:#60706b;--line:#dce6e2;--white:#fff}*{box-sizing:border-box}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,Arial,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,calc(100% - 32px));margin:auto}.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;gap:18px;padding:13px 0}.brand{display:flex;align-items:center;gap:10px;font-weight:900;line-height:1.05}.brand span{display:grid;place-items:center;width:46px;height:46px;border-radius:8px;background:var(--gold);color:var(--ink);border:2px solid var(--ink)}.links{display:flex;gap:4px;margin-left:auto}.links a{font-weight:850;padding:10px 12px;border-radius:8px;color:var(--ink)}.links a.active,.links a:hover{background:var(--accent);color:#fff}.call,.primary,.phonebox a,.cta a{font-weight:900;background:var(--red);color:#fff;padding:12px 16px;border-radius:8px}.menu{display:none}.label{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:900;color:var(--red);margin-bottom:12px}.hero{display:grid;grid-template-columns:1fr 1fr;min-height:82vh}.hero-img img{height:100%;width:100%;object-fit:cover}.hero-copy{padding:72px clamp(22px,5vw,76px);align-self:center}.feature{border-left:8px solid var(--gold)}.hero h1,.page-hero h1{font-size:clamp(2.45rem,5.5vw,5.2rem);line-height:1.02;font-weight:900;letter-spacing:0;margin:0 0 20px;color:var(--ink)}.hero p,.page-hero p{font-size:1.15rem;color:var(--muted);max-width:760px}.runway .hero h1,.runway .hero p{color:#fff}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.secondary{font-weight:900;border:1px solid var(--accent);color:var(--accent);padding:11px 16px;border-radius:8px;background:#fff}.runway .secondary{border-color:#fff;color:#fff;background:transparent}.section{padding:74px 0}.section h2,.faq h2,.cta h2{font-size:clamp(2rem,3.6vw,3.4rem);line-height:1.08;font-weight:900;margin:0 0 28px;color:var(--ink)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.feature,.read,.qa,.copy section,.related,.phonebox{background:#fff;border-radius:8px;padding:22px;box-shadow:0 14px 34px rgba(20,36,31,.08)}.feature span,.read span,.phonebox span,.cta span{font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:var(--red);font-weight:900}.feature strong,.read strong{display:block;font-size:1.22rem;line-height:1.2;margin:10px 0}.feature p,.read p,.qa p,.copy p,.cta p{color:var(--muted);margin:0}.band{background:#fff;border-block:1px solid var(--line)}.page-hero{background:#fff;padding:58px 0;border-bottom:1px solid var(--line)}.page-grid{display:grid;grid-template-columns:minmax(0,1fr) 430px;gap:32px;align-items:center}.page-grid img{height:330px;width:100%;object-fit:cover;border-radius:8px}.crumb{font-size:14px;color:var(--muted);margin-bottom:18px}.crumb a{font-weight:900;color:var(--accent)}.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:28px}.copy{display:grid;gap:18px}.copy h2,.related h2{font-size:1.5rem;margin:0 0 10px;font-weight:900}.phonebox{background:var(--ink);color:#fff}.phonebox span{color:var(--gold)}.phonebox strong{display:block;font-size:2rem;margin:8px 0 16px}.related{margin-top:14px;display:grid;gap:10px}.related a{font-weight:850;color:var(--accent);border-bottom:1px solid var(--line);padding-bottom:10px}.faq{padding:74px 0;background:#eef7f3}.qa-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.qa h3{font-size:1.2rem;margin:0 0 10px;font-weight:900}.read-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.cta{padding:0 0 74px}.cta .container{background:var(--ink);color:#fff;border-radius:8px;padding:34px;display:flex;justify-content:space-between;gap:24px;align-items:center}.cta span{color:var(--gold)}.cta h2{color:#fff}.cta p{color:#cbd9d5}.footer{background:#101b18;color:#cbd9d5;padding:54px 0 24px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr .8fr;gap:28px}.footer h5{color:#fff;font-weight:900}.footer ul{list-style:none;margin:0;padding:0}.footer li{margin-bottom:8px}.footer a{color:#fff}.bottom{border-top:1px solid rgba(255,255,255,.16);margin-top:30px;padding-top:18px;display:flex;justify-content:space-between;gap:12px;color:#8fa39e}@media(max-width:980px){.hero,.hero-wrap,.page-grid,.article-grid,.grid,.qa-grid,.read-grid,.footer-grid{grid-template-columns:1fr}.hero-img img{height:320px}.private .hero-img{order:0}.links{display:none;flex-direction:column;width:100%}.links.open{display:flex}.menu{display:block;margin-left:auto;border:1px solid var(--line);border-radius:8px;background:#fff;padding:9px 12px;font-weight:900}.nav{flex-wrap:wrap}.call{margin-left:0}.cta .container{display:block}.cta a{display:inline-block;margin-top:18px}}
/* Apply Now shared CTA styles */
.navbar-nav .btn-primary[href*="lendingpad.com"],
.nav-links a.apply-now,
.links a.apply-now {
  --apply-accent: var(--red, var(--green, var(--primary, var(--accent, #155f4f))));
  --apply-accent-dark: var(--green-dark, var(--secondary, var(--ink, #0f4d41)));
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 42px;
  padding: 10px 16px;
  border-radius: 8px;
  background: var(--apply-accent);
  border: 1px solid var(--apply-accent);
  color: #fff;
  font-weight: 900;
  line-height: 1.1;
  text-decoration: none;
  white-space: nowrap;
}
.navbar-nav .btn-primary[href*="lendingpad.com"]:hover,
.navbar-nav .btn-primary[href*="lendingpad.com"]:focus,
.nav-links a.apply-now:hover,
.nav-links a.apply-now:focus,
.links a.apply-now:hover,
.links a.apply-now:focus {
  background: var(--apply-accent-dark);
  border-color: var(--apply-accent-dark);
  color: #fff;
}
.apply-now-strip {
  --apply-accent: var(--red, var(--green, var(--primary, var(--accent, #155f4f))));
  --apply-panel: var(--ink, var(--primary, #172126));
  padding: clamp(28px, 5vw, 56px) 0;
  background: transparent;
}
.apply-now-strip .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding: clamp(24px, 4vw, 36px);
  border-radius: 8px;
  background: var(--apply-panel);
  color: #fff;
  box-shadow: 0 18px 42px rgba(15, 23, 42, .14);
}
.apply-now-strip span {
  color: #fff;
  font-size: clamp(1.25rem, 2.2vw, 2rem);
  font-weight: 900;
  line-height: 1.12;
}
.apply-now-page-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 20px;
  border-radius: 8px;
  background: var(--apply-accent);
  color: #fff;
  font-weight: 900;
  line-height: 1.1;
  text-decoration: none;
  white-space: nowrap;
}
.apply-now-page-button:hover,
.apply-now-page-button:focus {
  filter: brightness(.92);
  color: #fff;
}
@media (max-width: 640px) {
  .navbar-nav .btn-primary[href*="lendingpad.com"],
  .nav-links a.apply-now,
  .links a.apply-now {
    width: 100%;
    margin-top: 6px;
  }
  .apply-now-strip .container {
    display: grid;
    gap: 16px;
    text-align: left;
  }
  .apply-now-page-button {
    width: 100%;
  }
}